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Globe Life Insurance

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Term Life For Adults
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Whole Life For Children
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✔ Monthly Rates as low as: $3.49 for Adults
$2.17 for Children or Grandchildren

Give Your Child a Financial Head Start

The purchase of a whole life insurance policy for a child is a great gift idea. It offers both a financial head start for the child and financial protection for the parents. A Whole Life policy is the type of policy that accumulates cash value over time. Therefore, if a family member contributes a relatively small amount of money towards the purchase of a whole life policy on a toddler, someday the beneficiary could consider the matured policy to be a valued gift that provides protection.

Give Your Child a Financial Head Start

Some experts say that child life insurance is not a sound financial move. They argue that it’s not necessary to purchase children’s life insurance because children are not assets that need protection. In other words, they argue that the only family member needing insurance is the financial provider. However, there are many reasons that those arguments are flawed.

For example, some unavoidable health problems could prevent your child from purchasing insurance when he or she is grown. Or in the event your child works in a hazardous occupation, engages in dangerous activities, or becomes uninsurable for any medical reason, his or her only option could be to pay for an expensive high-risk policy. Now try to visualize the fact that someday your small children will have their own families. Think what it will mean when they realize that the policy you had the foresight to purchase when they were children is now serving as protection for their own families.

By purchasing your child life insurance when they are young, you guarantee that he or she will always have life insurance coverage. Therefore, besides the obvious financial benefits of purchasing a children’s life insurance policy, your children will grow up knowing that your caring concern gave them a financial head start in life.

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Globe Life has been protecting America’s families since 1951

A plus rating
Globe Life continues to receive an A+ (Superior)** rating from A.M. Best Company based on their latest analysis of Globe Life's financial strength, management skills and integrity. (rating as of 7/17)
Rated A+ by the Better Business Bureau
Accredited Since 1952