- How can it be this easy to get life insurance? Is
there a gimmick or a catch?
Securing a policy is as easy as filling out a
simple application with just a few Yes/No health questions and
sending $1* for the first month. Upon approval of the application,
you're fully covered under the terms of your policy and it can never
be canceled as long as you pay the premiums on time throughout the
policy period. There is no "catch" - just complete your application,
and send your $1*.
- Can I start a life insurance policy for my spouse?
Absolutely. When you request FREE/NO OBLIGATION information, we will
include an application for your spouse so you can both be covered by
Globe Life And Accident Insurance Company's life insurance coverage. Simply complete, sign and return
it in the enclosed postage paid envelope.
- Is it easy to apply?
Yes. Just answer a few Yes/No health
questions on the application and it will be processed immediately.
- Will I be contacted by an agent?
No. No agent will call or visit you. You buy
direct by mail or online.
- Is the rate schedule guaranteed?
Yes. The rate schedule is based on your
current age and is guaranteed for the life of the policy.
- Do I have a money-back guarantee?
Absolutely. Once your application is
approved, we will mail your policy. If you are not satisfied for any
reason, return it within 30 days and we will refund your $1*. No
- Does my coverage decrease as I get older?
No, your coverage will never be reduced or
canceled for the life of the policy as long your premiums are paid on
time. We guarantee it.
- When does coverage start? Is there a waiting
No. There is no waiting period. Your
Globe Life And Accident Insurance Company life insurance coverage starts immediately when your policy
- Can I trust Globe Life And Accident Insurance Company?
Globe Life currently insures over 3.8 million policyholders with over $60 billion of insurance in force and has made insurance easy to buy since 1951.
Globe Life continues to
receive an A+ (Superior)** rating from A.M. Best
Company, one of America’s leading insurance analysts since 1899
(rating as of
). This rating
is based on their latest analysis of
Globe Life And Accident Insurance
Company’s financial strength, management skills and integrity.
is the insurance company you can trust.
- Can I get insurance coverage for my whole family
for just $1* each?
Yes, you may get coverage for as many people
as you want for only $1* each person. You, your spouse, and children
or grandchildren are eligible for coverage by our insurance policies.
- I already have life insurance — how much
more do I need?
How much will be needed for your loved ones to pay your final
expenses? It's an amount that no one can accurately predict. The
average cost of a funeral is $6,500 according to the National Funeral
Directors Association. Then there are medical bills, bank loans,
credit card debts and other unpredictable expenses. You can choose
$5,000, $10,000, $20,000, $30,000 or $50,000 Life Insurance Coverage to help your family handle final expenses.
- Will my coverage change if I'm diagnosed with a
No. Your benefit will NEVER be canceled or
reduced for the life of the policy because of changes in your age,
health or occupation as long as your premiums are paid on time.
- Do parents really need life insurance for their
children, even if they're still pretty young?
Yes. A serious illness or accident could make life insurance very
expensive, even unavailable, for your children when they are adults.
Globe Life insurance you will feel secure knowing that you are protecting the
future of the ones you love by providing them with lifetime
protection. Start now, their rate stays the same for life.
- What kind of insurance is children's insurance?
Our life insurance gives your child a
financial head start. The rate is based on your child's current age
and is guaranteed for the rest of their life. And because it is a
whole life insurance policy, it builds cash value. By starting your
child's policy today, the benefits will never be reduced or cancelled
regardless of future changes in age, health, or occupation
(It’s easy to apply, just a few Yes/No health questions, no
waiting period and no agent. It is simple - $1* pays for the
introductory period for up to $20,000 coverage.)
- I'd like to insure more children in my family.
Can I get coverage for a grandchild, niece or nephew?
Absolutely. A child's parent, grandparent,
uncle or aunt can be the policyholder.
- How much paperwork will I have to fill out to
apply for coverage?
Hardly any, it's really easy. Just fill out
the short application; answer a few Yes/No health questions; and pay
- Does the coverage decrease as my child gets
No. Your child's coverage will never be
reduced or cancelled as long as the regular premiums are paid on