I've personally been with 'Globe' insurance almost 40 years and have never regretted my choice of insurance companies. Globe Insurance companies are there for your every need with full guarantee of your personal life needs.
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5 out of 5 starsRita Cole — 5/10/2023
I have been a customer of Globe Life longer than I can remember. I now have 3 policies with them. Great company to deal with.
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4 out of 5 starsKennedy Norman — 5/8/2023
Kindness, clarity, and respect.
5 out of 5 starsTanya Thorpe — 5/8/2023
Was walked through step by step of what I needed to do. When I got off the phone I knew my stuff was taken care of.
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5 out of 5 starsMarjorie Alexander — 4/3/2023
Great customer service. Highly recommend them to anyone.
5 out of 5 starsShannon Sally — 1/11/2023
Love Globe Life. Been with them for over 10 years.
5 out of 5 starsEugene Draper — 7/26/2022
Awesome company, the best experience I've had with insurance ever.
$1*BUYS
$100,000
Term Life Insurance for Adults
Buy direct from the comfort of your home!
It’s easy to buy. Online application can be completed in minutes. There is no medical exam—just a simple application.
Peace of mind for you and your family
Feel secure knowing that money will be there for credit card bills, home and car loans, children’s and grandchildren’s
future education and even your medical and final burial expenses.
Life insurance that fits your budget
Choose the right coverage amount to fit your monthly expenses.
Take the first step towards a financial head start for your child or grandchild
Your child’s policy builds cash value for the future.
Benefits never canceled or reduced
Once approved, your benefits will never be reduced or canceled regardless of changes in age or occupation.
Rates are guaranteed to stay the same for life
The monthly rate is based on your children’s or grandchildren’s present age and is guaranteed to stay the same for the rest of their life.
Globe Life is rated A (Excellent)** by A.M. Best Company
based on their latest analysis of Globe Life's financial strength, management skills and integrity. (rating as of 8/22)
Final Expense Insurance
What is Final Expense Insurance?
Final expense insurance, also known as burial insurance, is a type of life insurance
that is specifically designed to cover outstanding expenses and funeral costs after a
loved one passes away. Unlike pre-paid funeral plans, final expense insurance can be used
by the beneficiary you designate as and where needed rather than being limited to specific
funeral services and providers. With the cost of an average funeral running into the
thousands, a final expense policy can provide much needed protection from not only burial
expenses, but also any remaining medical costs, potential legal costs as well as other
outlays.
Final expense policies will have a lower face value than most traditional term or
whole life policies as they are intended for a specific purpose of covering those final
costs rather than providing comprehensive support for surviving family members. These type
of policies generally don’t require a medical exam, but premiums will be higher the older
you are, and some benefit payouts may be limited during the first few years of coverage for
those with significant health issues.
Protecting Families With Burial or Funeral Insurance
The purchase of burial or funeral life insurance is a practical way to feel more confident knowing you are not going to leave unfinished business when you die.
The purchase of burial or funeral life insurance is a practical way to feel more confident knowing you are not going to leave unfinished business when you die. You don’t want to leave bills that can become a burden on your loved ones. Since you know that death is an eventual reality, it is natural to feel as though there is a need to protect your loved ones after you are no longer there to care for them. For example, as a parent you may worry that your children will have to delay their plans to attend college in the event of your unexpected death. Additionally, you may be concerned your family members will need time to decide if they would want to continue to live in their present home. Whatever it takes to assume financial responsibility does not end when your life ends. All of these things and more are common concerns that cause many people great worry.
There is a way to help put an end to unnecessary worry and concerns. Rather than create more stress, worry and lost sleep, you can do something to ease your mind. Find peace by making plans for whatever needs to be done in order to prepare your family. Purchasing funeral or burial life insurance can be just what you need to have peace of mind. Although you may not physically be there, you can still help them through a difficult time by securing their financial situation with money that can be used towards short-term essentials.
Your survivors will still have concerns about everyday living expenses as they continue to live without you. You cannot change that; however, you can help provide financial support with the purchase of a burial or funeral life insurance policy. While your family members are grieving, they can avoid making quick decisions like where they will live. They can use the proceeds from a burial or funeral life insurance policy to help make mortgage payments.
After purchasing a burial or funeral life insurance policy, make sure all your important documents are quickly accessible to those responsible. Having a solid plan in place to pay for final expenses can be very reassuring.
Planning A Funeral Can Save Dollars
Many people do not realize that their passing may create a financial burden on the survivors because funerals are expensive purchases.