$1* Buys $100,000
Globe Life Insurance
No Agent Will Visit—You Buy Direct
$2.17 for Children or Grandchildren
$1* BUYS $100,000
Term Life Insurance for Adults
It’s easy to buy! It is simple to understand. No agent will visit and there is no medical exam—just a simple application. It’s hassle-free.
Peace of mind for you and your family Feel secure knowing that money will be there for credit card bills, home and car loans, children’s and grandchildren’s future education and even your medical and final burial expenses.
Life insurance that fits your budget Choose the right coverage amount to fit your monthly expenses.
$1* BUYS $30,000
Whole Life Insurance for Children
Take the first step towards a financial head start for your child or grandchild Your child’s policy builds cash value for the future.
Benefits never canceled or reduced Once approved, your benefits will never be reduced or canceled regardless of changes in age or occupation.
Rates are guaranteed to stay the same for life The monthly rate is based on your children’s or grandchildren’s present age and is guaranteed to stay the same for the rest of their life.
Final Expense Insurance
What is Final Expense Insurance?
Final expense insurance, also known as burial insurance, is a type of life insurance that is specifically designed to cover outstanding expenses and funeral costs after a loved one passes away. Unlike pre-paid funeral plans, final expense insurance can be used by the beneficiary you designate as and where needed rather than being limited to specific funeral services and providers. With the cost of an average funeral running into the thousands, a final expense policy can provide much needed protection from not only burial expenses, but also any remaining medical costs, potential legal costs as well as other outlays.
Final expense policies will have a lower face value than most traditional term or whole life policies as they are intended for a specific purpose of covering those final costs rather than providing comprehensive support for surviving family members. These type of policies generally don’t require a medical exam, but premiums will be higher the older you are, and some benefit payouts may be limited during the first few years of coverage for those with significant health issues.
Protecting Families With Burial or Funeral Insurance
The purchase of burial or funeral life insurance is a practical way to feel more confident knowing you are not going to leave unfinished business when you die.
The purchase of burial or funeral life insurance is a practical way to feel more confident knowing you are not going to leave unfinished business when you die. You don’t want to leave bills that can become a burden on your loved ones. Since you know that death is an eventual reality, it is natural to feel as though there is a need to protect your loved ones after you are no longer there to care for them. For example, as a parent you may worry that your children will have to delay their plans to attend college in the event of your unexpected death. Additionally, you may be concerned your family members will need time to decide if they would want to continue to live in their present home. Whatever it takes to assume financial responsibility does not end when your life ends. All of these things and more are common concerns that cause many people great worry.
There is a way to help put an end to unnecessary worry and concerns. Rather than create more stress, worry and lost sleep, you can do something to ease your mind. Find peace by making plans for whatever needs to be done in order to prepare your family. Purchasing funeral or burial life insurance can be just what you need to have peace of mind. Although you may not physically be there, you can still help them through a difficult time by securing their financial situation with money that can be used towards short-term essentials.
Your survivors will still have concerns about everyday living expenses as they continue to live without you. You cannot change that; however, you can help provide financial support with the purchase of a burial or funeral life insurance policy. While your family members are grieving, they can avoid making quick decisions like where they will live. They can use the proceeds from a burial or funeral life insurance policy to help make mortgage payments.
After purchasing a burial or funeral life insurance policy, make sure all your important documents are quickly accessible to those responsible. Having a solid plan in place to pay for final expenses can be very reassuring.