Have policy for my other granddaughter and I am very satisfied with how easy it was to obtain and the price.
5 out of 5 starskaye crooks — 2/5/2024
Great customer service.
5 out of 5 starsLaChae Webster — 12/11/2023
Lemeka was very informative and her customer service was A1!
5 out of 5 starsKenneth Spencer — 11/6/2023
The agent was very helpful.
5 out of 5 starsThomas L. Lee — 10/9/2023
I had an outstanding experience with Globe Life. They called me when there was a problem with my account that I did not know about and not only did they notify me but they also helped me bring it up to date and with the payments.
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5 out of 5 starsEmma Harrell — 9/6/2023
I made a mistake your service is great, I love how you all respond to all my questions.I give you all a 10+.
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5 out of 5 starsVivienne Gamis — 8/5/2023
The customer representative was knowledgeable and professional in executing her job.
5 out of 5 starsDannie Shuler — 6/5/2023
Great Customer Service.
$1*BUYS
$100,000
Term Life Insurance for Adults
Buy direct from the comfort of your home!
It’s easy to buy. Online application can be completed in minutes. There is no medical exam—just a simple application.
Peace of mind for you and your family
Feel secure knowing that money will be there for credit card bills, home and car loans, children’s and grandchildren’s
future education and even your medical and final burial expenses.
Life insurance that fits your budget
Choose the right coverage amount to fit your monthly expenses.
Take the first step towards a financial head start for your child or grandchild
Your child’s policy builds cash value for the future.
Benefits never canceled or reduced
Once approved, your benefits will never be reduced or canceled regardless of changes in age, health or occupation as long as the premiums are paid on time.
Rates are guaranteed to stay the same for life
The monthly rate is based on your children’s or grandchildren’s present age and is guaranteed to stay the same for the rest of their life.
Globe Life is rated A (Excellent)** by A.M. Best Company
based on their latest analysis of Globe Life's financial strength, management skills and integrity. (rating as of 8/23)
Senior Life Insurance
What is Life Insurance for Seniors?
Senior life insurance, sometimes called final expense insurance or burial insurance, refers to a life insurance policy primarily designed
to cover final expenses. This type of coverage usually has a lower face value than traditional adult term life and can have a faster claim
payout to help pay funeral costs, medical bills, or outstanding debts.
Seniors who no longer need as much life insurance or who worry they
won’t qualify or can’t afford life insurance, may want to consider a senior life insurance policy to cover those immediate expenses.
Policies are often more affordable than they might expect, and many are guarantee issue, meaning they won’t require a medical exam.
The one thing most seniors forget to do is secure life insurance.
The one thing most seniors forget to do is secure life insurance. It’s also the most important thing to include when formulating a financial plan for the senior years and it doesn’t have to be difficult. It’s actually really easy to secure the right coverage at the right price.
There is a life insurance policy for everyone. It all depends on how much coverage is needed and how much the coverage will cost. With a budget in mind and a needs analysis in place, then securing life insurance can be easy.
It’s easy to get overwhelmed when researching life insurance companies and their life insurance products. Remember to keep it simple. Typically seniors want a policy that won’t be canceled because of increasing age. Finding a policy that doesn’t require a medical exam is also possible. Many companies only require a simple application.
Most seniors want a life insurance policy that will at the very least cover the expenses of a funeral and burial. The cost of funerals can be high, depending on location and all the different options that may be available. Funerals are among the most expensive purchases seniors can make. Funeral costs can average over $6,500 and Social Security only provides a death benefit of $225. Most families struggle to come up with that much money quickly in a time of grief.
Other expenses many seniors don’t think about include things like medical bills or other outstanding debts that have to be addressed immediately. Regardless of any savings in the bank, life insurance is key. It allows family members to get money fast and not wait on money that may be tied up. Even if there’s money in an estate, getting that money can take time. No one should have to wait to bury a loved one because the money just isn’t there.
Securing life insurance now is essential to protect savings and protect loved ones from the financial burden of debt, medical bills and funeral costs. A benefit for seniors securing more life insurance is that there are no restrictions on how the proceeds from the life insurance policy are used. That means that if there is any money left over after final expenses are paid, that money can go towards helping family with anything they may need. The money is typically paid tax-free within weeks and can be used for any extra expenses.
Financial planning for seniors should always include life insurance. It’s easier than many seniors realize, and it can often be secured online or over the phone. Securing life insurance now can help ensure seniors and their families are covered and money is there when it’s really needed.
Senior Life Insurance Pays for Funeral Costs
Americans are living longer than ever. Senior coverage can be a way to ensure you don't outlive your policy, provided you know how to take advantage of it.
Funeral costs can be difficult to manage for family members trying to cope with the loss of a loved one. Fortunately, you can help alleviate this burden.
Living alone has certain advantages, but one disadvantage is that in the case of an accident or other emergency, you're on your own until help can arrive.