The customer representative was knowledgeable and professional in executing her job.
5 out of 5 starsStephanie Estep — 6/16/2023
Very friendly agent, efficient & timely!
5 out of 5 starsAmy Lanham — 6/5/2023
I spoke with Globe Life and they were very polite and helpful. I want to thank them for their help!
5 out of 5 starsDannie Shuler — 6/5/2023
Great Customer Service.
5 out of 5 starsTanya Thorpe — 5/8/2023
Was walked through step by step of what I needed to do. When I got off the phone I knew my stuff was taken care of.
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5 out of 5 starsPatricia Smith — 4/27/2023
Angela emailed me legal form for beneficiary change. Called back and another agent told me where to find it. These 2 ladies helped me take care of my concerns. Thanks Globe Life.
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5 out of 5 starsMichelle Bodie — 3/21/2023
Fast and knowledgeable staff assisted me with a new policy.
5 out of 5 starsCarl Odom — 1/9/2022
Your Representative was very patient and professional and calmly answered my every question and followed up asking if he could do anything else for me and explained that if I had any other concerns after receiving the policy that you would welcome the opportunity to visit with me to make sure that I would be satisfied with my decision to accept the policy. I feel this was a great decision for my Grandson who will turn 7 in February and wish I had signed up for my children. I encourage all parents and grandparents to strongly consider you for Peace of mind and a Great value in insurance. I took out the maximum coverage for less per month than the price of eating out once per month. At this point, I couldn't be more pleased & confident that we have made a great choice for our son and grandson's future with this insurance that also builds cash value. I again recommend that all parents and grandparents consider your offers. Thank you so much! Have a Blessed day! Happy New Year!
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$1*BUYS
$100,000
Term Life Insurance for Adults
Buy direct from the comfort of your home!
It’s easy to buy. Online application can be completed in minutes. There is no medical exam—just a simple application.
Peace of mind for you and your family
Feel secure knowing that money will be there for credit card bills, home and car loans, children’s and grandchildren’s
future education and even your medical and final burial expenses.
Life insurance that fits your budget
Choose the right coverage amount to fit your monthly expenses.
Take the first step towards a financial head start for your child or grandchild
Your child’s policy builds cash value for the future.
Benefits never canceled or reduced
Once approved, your benefits will never be reduced or canceled regardless of changes in age or occupation.
Rates are guaranteed to stay the same for life
The monthly rate is based on your children’s or grandchildren’s present age and is guaranteed to stay the same for the rest of their life.
Globe Life is rated A (Excellent)** by A.M. Best Company
based on their latest analysis of Globe Life's financial strength, management skills and integrity. (rating as of 8/22)
Senior Life Insurance
What is Life Insurance for Seniors?
Senior life insurance, sometimes called final expense insurance or burial insurance, refers to a life insurance policy primarily designed
to cover final expenses. This type of coverage usually has a lower face value than traditional adult term life and can have a faster claim
payout to help pay funeral costs, medical bills, or outstanding debts.
Seniors who no longer need as much life insurance or who worry they
won’t qualify or can’t afford life insurance, may want to consider a senior life insurance policy to cover those immediate expenses.
Policies are often more affordable than they might expect, and many are guarantee issue, meaning they won’t require a medical exam.
The one thing most seniors forget to do is secure life insurance.
The one thing most seniors forget to do is secure life insurance. It’s also the most important thing to include when formulating a financial plan for the senior years and it doesn’t have to be difficult. It’s actually really easy to secure the right coverage at the right price.
There is a life insurance policy for everyone. It all depends on how much coverage is needed and how much the coverage will cost. With a budget in mind and a needs analysis in place, then securing life insurance can be easy.
It’s easy to get overwhelmed when researching life insurance companies and their life insurance products. Remember to keep it simple. Typically seniors want a policy that won’t be canceled because of increasing age. Finding a policy that doesn’t require a medical exam is also possible. Many companies only require a simple application.
Most seniors want a life insurance policy that will at the very least cover the expenses of a funeral and burial. The cost of funerals can be high, depending on location and all the different options that may be available. Funerals are among the most expensive purchases seniors can make. Funeral costs can average over $6,500 and Social Security only provides a death benefit of $225. Most families struggle to come up with that much money quickly in a time of grief.
Other expenses many seniors don’t think about include things like medical bills or other outstanding debts that have to be addressed immediately. Regardless of any savings in the bank, life insurance is key. It allows family members to get money fast and not wait on money that may be tied up. Even if there’s money in an estate, getting that money can take time. No one should have to wait to bury a loved one because the money just isn’t there.
Securing life insurance now is essential to protect savings and protect loved ones from the financial burden of debt, medical bills and funeral costs. A benefit for seniors securing more life insurance is that there are no restrictions on how the proceeds from the life insurance policy are used. That means that if there is any money left over after final expenses are paid, that money can go towards helping family with anything they may need. The money is typically paid tax-free within weeks and can be used for any extra expenses.
Financial planning for seniors should always include life insurance. It’s easier than many seniors realize, and it can often be secured online or over the phone. Securing life insurance now can help ensure seniors and their families are covered and money is there when it’s really needed.
Senior Life Insurance Pays for Funeral Costs
Americans are living longer than ever. Senior coverage can be a way to ensure you don't outlive your policy, provided you know how to take advantage of it.
Funeral costs can be difficult to manage for family members trying to cope with the loss of a loved one. Fortunately, you can help alleviate this burden.
Living alone has certain advantages, but one disadvantage is that in the case of an accident or other emergency, you're on your own until help can arrive.