No Medical Exam —
Simple Application No Medical Exam—Simple Application
Free Quote—Apply Online
No Waiting PeriodFull Coverage The First Day
Fast Approval ProcessFull Coverage The First Day—Fast Approval Process
Monthly Rates as low as:
$3.49 for Adults $2.17 for Children or Grandchildren
$1*BUYS
$100,000
Term Life Insurance for Adults
Buy direct from the comfort of your home!
It’s easy to buy. Online application can be completed in minutes. There is no medical exam—just a simple application.
Peace of mind for you and your family
Feel secure knowing that money will be there for credit card bills, home and car loans, children’s and grandchildren’s
future education and even your medical and final burial expenses.
Life insurance that fits your budget
Choose the right coverage amount to fit your monthly expenses.
Take the first step towards a financial head start for your child or grandchild
Your child’s policy builds cash value for the future.
Benefits never canceled or reduced
Once approved, your benefits will never be reduced or canceled regardless of changes in age or occupation.
Rates are guaranteed to stay the same for life
The monthly rate is based on your children’s or grandchildren’s present age and is guaranteed to stay the same for the rest of their life.
Globe Life is rated A (Excellent)** by A.M. Best Company
based on their latest analysis of Globe Life's financial strength, management skills and integrity. (rating as of 8/22)
Burial and Funeral Insurance
What is Burial Insurance?
Burial insurance, sometimes referred to as final expense insurance,
is a life insurance policy designed to cover funeral costs and other final expenses like medical
bills and even lost wages due to time away from work. Many burial insurance policies don’t require
a medical exam to qualify, and they typically have a smaller face value than term or whole life policies.
For this reason, the cost of burial life insurance policies is often lower than traditional life insurance.
Burial insurance is a popular option for seniors who no longer have children who are dependent on them
financially, but still want some coverage for those final expenses. It is also an important part of the
funeral pre-planning process for individuals and families who want to work out those details ahead of time
and save money on funeral costs.
Once you have a life insurance policy and a good idea of funeral costs, you can start to document your final wishes, another benefit of pre-planning a funeral.
Globe Life and Accident Insurance Company is a leading provider of funeral and burial life insurance. Since it is our business to help protect your family’s well being, we are providing updated information on the benefits of pre-planning your funeral:
Should You Pre-plan Your Funeral?
The idea of pre-planning a funeral doesn’t have to be morbid. Funeral and burial costs, as well as other final expenses, can cause a financial burden forcing people to think about pre-planning ahead of time. Although it might not be pleasant to think about, pre-planning a funeral can have many benefits.
As Americans become increasingly aware of their personal finances, the process of pre-planning a funeral has become more popular and more common than it used to be. Once you realize the actual cost of a funeral and other final expenses, it becomes easier to realize how important pre-planning can be.
Pre-planning a funeral has many money-saving benefits. It’s important to understand the potential cost of your funeral. When you estimate the expense, it’s easier to prepare for it. It will also give you a better understanding of the financial burden it may put on your family if you don’t have a plan or adequate life insurance to help pay for the expenses.
This is often the motivating factor for people without life insurance to proceed with purchasing an affordable life insurance policy. Having a life insurance policy in place is an essential step for pre-planning a funeral.
Life insurance is often more affordable than most people think. Frist, decide what type of coverage you need. Term life insurance is a good option for adults because it is typically more affordable and easier to obtain.
Once you have a life insurance policy and a good idea of funeral costs, you can start to document your final wishes, another benefit of pre-planning a funeral. You can decide the details of your funeral ahead of time and review them with your family or include them in your will.
Having an updated will is essential. If something unexpected happens to you, your family will know exactly how to handle your finances, possessions and other material things.
Depending on the individual, there are many things to consider. These ideas are good start in the right direction to start pre-planning your funeral. You can rest assured knowing your final wishes will be taken care of the way you want, and your final expenses will be covered leaving less burden on your family.
Talking to Your Parents about Burial Life Insurance
It's never easy to discuss the topic of dying with your parents, but when financial decisions need to be made, you may find it unavoidable.
Protecting Families With Burial or Funeral Insurance
The purchase of burial or funeral life insurance is a practical way to feel more confident knowing you are not going to leave unfinished business when you die.
Insurance products are available in New York from 
Insurance products are available in your state from 
Once you have a life insurance policy and a good idea of funeral costs, you can start to document your final wishes, another benefit of pre-planning a funeral.
No Medical Exam —
Once you have a life insurance policy and a good idea of funeral costs, you can start to document your final wishes, another benefit of pre-planning a funeral.
