$1* Buys $100,000
Globe Life Insurance
Free Quote—Apply in Minutes
Fast Approval Process
$2.17 for Children or Grandchildren
Aging In America
Baby Boomers currently make up nearly 20% of the United States population, and as this generation begins to reach retirement age they are coming face to face with many issues concerning today’s senior citizens, some of which previous generations didn’t have to think about. If you or a loved one is currently a senior citizen, then it’s time to proactively learn how to meet the challenges of aging in America.
Modern medicine has greatly improved the expected quality of life for senior citizens, as well as extending the expected lifespan. However, health problems are still the single biggest issue most Americans face as they age. Hearing, sight and memory loss are all a part of the aging process. Illnesses like diabetes, heart disease and Alzheimer’s are also common among seniors.
Seniors need assistance in adapting to the new limitations caused by health problems. Support groups for those suffering from chronic health issues are available. Additional support is available for family members and friends of seniors with serious illnesses. One option for seniors who want to remain independent while dealing with illnesses is a home health care aide that can provide medical care in the home. Some assisted living centers may also serve as an alternative living arrangement for your loved one. Assisted living centers can often provide the feeling of living independently, while still being able to offer assistance when needed.
Perhaps the biggest issue facing many seniors today is the rising cost of medical care. Seniors need to educate themselves about senior health insurance options and about Medicare. Medicare is a federal health insurance program primarily for those ages 65 and older.
Medicare Part A covers hospital stays, nursing home and hospice care and portions of home health care. Medicare Part B covers preventative services, certain outpatient care and physician services. Medicare Part C is offered through private companies in contract with Medicare. Part C can provide you with benefits from both parts A and B. Finally, Medicare Part D provides prescription drug coverage. Medicare.gov provides in-depth information about all Medicare plans, including how Medicare works with individual health insurance plans.
Not having life insurance is another serious issue facing many of today’s seniors. Fortunately, burial and funeral insurance plans are available to fit the budget and needs of many of today’s aging Americans. Burial and funeral insurance plans provide a means for senior citizens to ensure their families won’t be unduly burdened with final expense costs which average between $5,000 and $10,000.
Burial insurance plans are typically much cheaper than regular life insurance plans because the death benefits are lower. Seniors not covered by regular life insurance plans should strongly consider coverage through a funeral insurance plan.
Along with issues like medical care costs and final expenses, many seniors often face loneliness. Adult children are typically living away from the family home and busy with lives of their own. Many seniors may also face loneliness after the death of a spouse. Forming new social relationships can also be a struggle for seniors because peers are often wrapped up in their own lives and health issues.
Senior organizations and local groups can provide lonely seniors with social settings. Search online, in the newspaper and around the community for ads for local senior groups that you or your loved one might want to join. Senior groups exist that are specifically for single men or women, but married people can also enjoy getting out and meeting others their age.
You might also be interested in...
- 4 Important Safety Measures For Seniors
- 5 Scams Seniors Should Watch Out For
- 5 Telltale Signs It’s Time To Stop Driving
- 6 Sports Seniors Can Enjoy
- 7 Ways To Feel Younger
- Aging In America
- The Best Low Maintenance Pets For Seniors
- Budget-Friendly Vacations with Perks for Seniors
- Can Eating Cherries Alleviate Arthritis?
- How To Choose A Medicare Supplement Plan
- Could You Live On Social Security?
- Does Your Elderly Loved One Need More Care than You Can Give
- Is Your Elderly Parent Feeling Lonely
- Five Health Tips for Men over 50
- Five Health Tips for Women over 50
- Five Tips for Helping Seniors Stay Active
- Helpful Tips for Adjusting to an Empty Nest
- Home Safety Checklist for Single Seniors
- Home Safety Tips for Seniors Living Alone
- How Seniors Can Improve Their Posture
- How Seniors Should Stock Their Kitchen
- How to Be a Good Husband in Retirement
- How to Change Your Life in 10 Days
- How to Do Container Gardening for Seniors
- How to Find Happiness in Your Senior Years
- How to Grow Easy Houseplants for Seniors
- How To Help Your Senior Parent Stay Mentally Healthy and Happy
- How to Simplify Housekeeping for Seniors
- How to Stay Looking Sharp for Senior Men
- The Importance Of Keeping Seniors Hydrated
- Is Chiropractic Care Safe For Seniors?
- Is Long-Term Care Insurance Necessary
- Patio Gardening For Seniors
- Preparing For Retirement
- Pros and Cons of Living in a Retirement Community
- How To Protect Seniors Against Identity Theft
- Senior Life Insurance Pays for Funeral Costs
- Senior Summer Safety
- How Seniors Benefit From Adopting Senior Pets
- How Seniors Can Decorate With Unique Framed Art
- Seniors & The Social Life
- Seven Power Foods for Seniors
- Tips for Seniors: How to Upgrade Your Bed for a Better Night's Sleep
- Tips For Seniors On Improving Your Immune System
- Tips for Seniors on How to Stock a Gift Drawer
- Top Travel Safety Tips for Seniors
- Understanding Medicare Part D Plans
- Reasons Why An Elderly Loved One May Not Be Eating
- Why Seniors Need The Flu And Pneumonia Vaccines
- You Won't Believe How Easily You Can Stall Aging
- How To Choose Low Income Housing For Seniors
- 8 Unique Gifts For Seniors
- Activities For Senior Citizens
- 7 Winter Safety Tips For Seniors
- 5 Questions To Ask When Considering A Continuing Care Retirement Community
- How Long Should You Wait To Claim Social Security
- Signs And Symptoms Of A UTI In Seniors
- How To Deal With The Emotions Of Retirement
- How To Help Seniors Fight Depression
- How Seniors Can Save More Money
- What Services To Expect From Assisted Living Centers
- How To Live A Long Life
- Top 3 Dental Risks For Seniors
- Choosing The Right Assisted Living Facility
- Different Ways To Ease Knee Pain
- Why Assisted Living Centers Allow Pets
- 4 Surprising Health Hazards You May Have In Your Home
- 5 Mental Exercises To Increase Happiness
- Why Seniors And Caregivers Need To Laugh More
- How To Reverse The Effects Of Arthritis
- 6 Exercises That Won’t Hurt Your Joints
- Driving Safety Tips For Seniors
- 4 Natural Ways To Combat Feeling Dizzy
- Senior Life Insurance is a Worthwhile Investment
- Tax Breaks Every Senior Should Know
- How To Make Money During Retirement
- 5 Phone Scams Targeting Seniors Now
- How Technology Can Keep Seniors Safe
- How To Not Go Wrong When Choosing A Nursing Home
- Disaster Checklist For Seniors
- How Visiting Seniors Often Can Keep Them Healthier
- How To Make A Senior’s Day
- Internet Safety Tips Every Senior Should Know
- 5 Ways To Strengthen Aging Bones And Muscles
- How Senior Yoga Can Be A Lifesaver
- Live Longer By Volunteering
- Managing Pain For Seniors
- 6 Everyday Ways For Seniors To Stay Active
- Bad Habits That Make You Age Faster
- Fall Prevention For Seniors
- 6 Ways For Seniors To Budget For Life Insurance
- Summertime Resources For Seniors & Caregivers
- 5 Simple Ways Seniors Can Get Free Help
- Navigating Ride Programs for Seniors
- What’s Preventing You from Receiving Medicare Supplemental Insurance?
- Can You Outlive Your Life Insurance?
- Medicare Part B Plus Medigap vs a Medicare Advantage Plan: Which is better?
- 3 Things to Know about Senior Life Insurance
- Do Medicare Supplement Plans Cover Pre-existing Conditions
- What is Final Expense Insurance and Who Should Buy It?
- Does Medicare Pay for Prescriptions?
- Advocating for a Hospitalized Parent or Grandparent
- How Do You Choose the Best Medicare Coverage?
- Key Signs it’s Time to Get In-Home Care or Move to an Assisted Living Facility