Skip to main content Get More Information

$1* Buys $100,000

Globe Life Insurance

Get FREE Life Insurance Information
Get information on life insurance for Adults, Children, or both
Get FREE Life Insurance Information
Check Adult
Age Group(s):
Or call for more information: 1-800-742-6787
Or call for more information
Choose Your Coverage:
  • $5,000
  • $10,000
  • $20,000
  • $30,000
  • $50,000
  • $100,000
✔ | No Medical Exam
Simple Application
No Agent Will Visit—You Buy Direct
✔ | No Waiting Period Full Coverage The First Day
✔ Monthly Rates as low as: $3.49 for Adults
$2.17 for Children or Grandchildren

What You Need To Know About Mortgage Assistance Programs

What You Need To Know About Mortgage Assistance Programs

Monthly mortgage payments can greatly impact a homeowner’s ability to cover the cost of groceries, monthly utility bills and necessary medical expenses. Finances can fluctuate and an easily manageable mortgage payment can quickly become too difficult to pay. Many people consider mortgage assistance programs in order to have the extra cash they need each month.

The most common government-sponsored mortgage assistance programs are HARP, MHA and HHF. These programs all offer different assistance based on your financial situation and geographic location.

What You Need To Know About Mortgage Assistance Programs


HARP, the Home Affordable Refinance Program, is designed to help those that are current on their mortgage payments but owe more than their house may be worth. If you qualify, you can benefit from getting a lower interest rate, a shorter loan term or change other terms of your current mortgage loan. You can find out the eligibility requirements by visiting

2. Making Home Affordable Program (MHA)
Making Home Affordable Program (MHA) is designed to help those having difficulty paying their loan payments. This program helps avoid foreclosures by offering options like refinancing to better loan terms or relieving recipients of homeownership via short sales. If you qualify, you may be able to reduce your monthly mortgage payments. You can review specifics at

3. Hardest Hit Fund (HHF)
Hardest Hit Fund (HHF) provides aid to families in certain areas based on that state’s economic and housing markets. Some of the benefits available through this program include mortgage assistance for those unemployed or underemployed, and help for homeowners who need to transition out of their current homes and into more affordable housing. You can review the available benefits and required documents by visiting

You might also be interested in...

Join 4.2 Million Current Globe Life Policyholders

Globe Life's values have remained the same since our roots began in 1900.

A plus rating
Globe Life continues to receive an A+ (Superior)** rating from A.M. Best Company based on their latest analysis of Globe Life's financial strength, management skills and integrity. (rating as of 7/19)
Rated A+ by the Better Business Bureau
Accredited Since 1952